Your credit card is an amazing financial tool. You can use it to make convenient in-store and online purchases, and build and rebuild your credit.

Let’s break down what you can do to prepare for a financial emergency before it strikes. We’ll also look at the steps you should take when you do find yourself dealing with a financial emergency.

As you make purchases and payments on credit, your lenders keep a record of your credit history and they send this information to companies called credit bureaus.

As long as you know a few simple facts and financial guidelines, building and rebuilding credit becomes much easier to understand. 

Even though it’s just a 3-digit number, your credit score can be surprisingly difficult to understand.

You might have heard that credit age, also known as length of credit history, is one of the factors that can affect your credit score.

Using a credit card regularly and responsibly is one of the best and fastest ways to build credit.

Take a deep dive into what a credit card is, how it works, and how this payment method compares to other popular payment methods out there.