As you make purchases and payments on credit, your lenders keep a record of your credit history and they send this information to companies called credit bureaus.

As long as you know a few simple facts and financial guidelines, building and rebuilding credit becomes much easier to understand. 

Even though it’s just a 3-digit number, your credit score can be surprisingly difficult to understand.

You might have heard that credit age, also known as length of credit history, is one of the factors that can affect your credit score.

Using a credit card regularly and responsibly is one of the best and fastest ways to build credit.

Take a deep dive into what a credit card is, how it works, and how this payment method compares to other popular payment methods out there.

Although credit scores are just three-digit numbers, they can have a big impact on your financial future.

Your credit utilization ratio is a calculation based on your revolving credit, or credit that automatically renews as you pay off your balance.