Maintaining Good Credit
Financial Education

Maintaining
Good Credit

A good credit score leads the way to lower interest rates and loans when you need them.
family of four standing on porch of new home

Maintaining Good Credit posts

 
How Do Credit Reports Work?

How Do Credit Reports Work?

As you make purchases and payments on credit, your lenders keep a record of your credit history and they send this information to companies called credit bureaus.
A father looks at building or rebuilding his credit while watching his daughter

Everything You Need to Know About Building and Rebuilding Credit

As long as you know a few simple facts and financial guidelines, building and rebuilding credit becomes much easier to understand. 

A person checks their credit score on their phone

Tips for Understanding Your Credit Score

Even though it’s just a 3-digit number, your credit score can be surprisingly difficult to understand.
Credit Age

What is Credit Age?

You might have heard that credit age, also known as length of credit history, is one of the factors that can affect your credit score.
A woman builds credit

How to Build Credit with a Credit Card

Using a credit card regularly and responsibly is one of the best and fastest ways to build credit.
A woman calls her credit card company

Everything You Need to Know About Credit Cards

Take a deep dive into what a credit card is, how it works, and how this payment method compares to other popular payment methods out there.
A woman checks her credit report

Everything You Need to Know About Credit Scores

Although credit scores are just three-digit numbers, they can have a big impact on your financial future.
What is Credit Utilization?

What is Credit Utilization?

Your credit utilization ratio is a calculation based on your revolving credit, or credit that automatically renews as you pay off your balance.
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