Attention Merrick Bank Customers: Please be aware of a Consumer Scam Alert of using the Federal Reserve routing account numbers to pay bills. Bill payments being attempted using the Fed’s routing numbers are being rejected and returned unpaid. Use only your bank information when paying bills. To learn more you can visit Federal Reserve Bank of New York.
Responding to a Mail Offer?
If you have received a credit card offer in the mail from Merrick Bank, you can safely and conveniently accept the offer over the Internet. Click below to enter your Acceptance Certificate Number and apply for the credit card described in your offer.
Big capabilities.
Smart size.
The updated Merrick Bank goMobile App is here! With the enhanced security of Touch ID, easy account access with Quick View, and more control to set alerts and payments right from your smartphone, you’ll be able to do more than ever before.
Recreation Loans from Merrick Bank
We are one of America's top lenders for RV, boat, and horse trailer financing. Our custom solutions are designed specifically for people who have re-established credit and have difficulty qualifying for prime credit.
Merchant Services
Merrick offers a variety of services to meet the needs of our ISO, MSP, and Agent Bank clients, including support of multiple processor platforms, ACH processing, web site content monitoring, and a robust PCI DSS program.
Recreation Loans from Merrick Bank
We are one of America's top lenders for boat, RV, and horse trailer financing. Our custom solutions are designed specifically for people who have re-established credit and have difficulty qualifying for prime credit.
Are you looking to rebuild or establish your credit? Worried about past credit problems? Want to control spending? Then the Merrick Bank Secured Visa card is for you!

With a Secured Visa Card, you are in control of your credit line*, have world wide acceptance and zero
fraud liability for unauthorized charges. Plus, we report to the three major credit bureaus, so you can build/rebuild your credit!
Card Products
Are you building or rebuilding your credit history? Either way, Merrick Bank can help.

Merrick Bank is a "Top 20" provider of Visa and MasterCard financial card products. We offer programs to fit the needs of consumers nationwide.
Recreation Loans
  Recreation Loan Payments
(not available on tablets or mobile devices)
Merrick Bank has established itself as a national leader in providing boat loans, RV loans and horse trailer loans to customers with past credit problems.

Merrick Bank brings unsurpassed experience and stability to the nonprime recreational lending market.
Merchant Services
Merrick Bank is a Top 20 US acquirer, sponsoring over 60 Independent Sales Organizations and Agent Banks and over 120,000 merchants.

We offer a variety of services, including support of multiple processor platforms, ACH processing, web site content monitoring, and a robust PCI DSS program.