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Merrick Bank has been very fair to me and has helped me to rebuild my credit. Of all the Credit Cards for those of us with less than perfect credit, Merrick by far has the best rates and fairest fees. Also, no hidden fees and a very user-friendly app. I would definitely recommend Merrick Bank.

My experience with Merrick Bank has been wonderful. I have never been a customer where the employee really give it all he/she has to make sure that you are satisfied with their services. Love Merrick Bank.

Becoming disabled without warning my income temporarily dropped and medical bills rose. Merrick offered me the help I needed to hold on until my income returned. I was able to keep my house and not have to sell anything.  Other banks even local turned me away. Merrick Bank trusted in me and gave me the line of credit I needed to hold on. Not out of the woods yet, but the end is in sight and by this summer my wife and I will be back on our feet. Thank you.

My experience with the credit card services of Merrick Bank have been great. Having never missed a payment I have been able to get generous limit increase with no difficulty. The app is easy to use to pay my bill. No complaints.

Merrick Bank has been a great credit card company for me and my husband to help us rebuild our credit I would recommend them to anyone who needs a starter credit card. We currently have been using ours for 2 years now.