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Merrick is the kind of bank that helps customer with a strong sense of service. It's a bank that knows what people need and why you’re the customer. I value the respect and courtesy of their system which is why I chose Merrick in the first place.

This bank gave me a real credit card at a time when no one else would. I got some offers from other companies, but either the interest rate was too high or there was a large yearly fee. I have had my card now for several years, they increase my credit limit each year, and even increased it once because I asked for it. I was on vacation and needed to change Hotels, but my money was tied up with the original hotel, so I called and asked for an increase. I didn't think I would get it but, I did. This is the only card I need.

I have been with Merrick Bank for almost five years now and I have had no problems with them. The people who work for them are always nice and very respectful. The interest rates are comparable with other financial institutions. They increase your credit limit as they see that you make your payments on time. I would recommend them to anyone who is looking for a good company to do business with.

Merrick Bank has helped me to re-establish my credit history by allowing me to have one of their cards. Initially, it’s set at a decent amount which is a great starter amount that you learn to maintain for six months or more. Then, they review your activity and if it shows progress they will slightly give you a raise credit amount. You just continue to maintain and always stay on time with each and every payment. Or if you could pay it off, do it... Nevertheless, as long as you keep your account in good standing, I truly believe Merrick Bank will help you achieve great credit...100%.

I have had nothing but an excellent experience dealing with Merrick Bank. Logins are easy and consistent and their site is easy to maneuver and monitor. This is an excellent business to be associated with and I am very happy being a part of Merrick Bank!