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Merrick Bank is pleased to provide two options of credit—our Platinum VISA®, and our Secured VISA. Below are the details of each card.

Platinum Visa Secured Visa

Platinum Visa

If you've received a pre-approved offer from us, it means your credit profile met our standards and qualified you for an offer.
Respond to Offer

Always Standard on all Merrick Cards

Click on each benefit below to learn more.

Monthly FICO® Score for Free

goScore is a complimentary benefit available online to all Merrick Bank customers. With goScore, you can get your updated FICO® Score for free each month when it is provided to us from the credit bureau.

Zero Liability for Unauthorized Use

Visa's Zero Liability policy is our guarantee that you won't be held responsible for unauthorized charges made with your card or account information.

Free Online & Mobile Access

Access your account online in our free Cardholder Center. Its available 24/7 whenever it's convenient for you. Use our goMobile app, or your desktop or tablet.

Flexible Payment Options

Simply paying on time helps you build your credit. We provide you with a choice of payment options so you can pay the way that's most convenient for you—via check, phone, or online.

Automatic Credit Line Review

No need to call, your account will be regularly reviewed for credit line increases.

Account Alerts

In the Cardholder Center or in the Merrick Bank goMobile App you can set up Account Alerts to inform you of the changes to your account that you care about.

Paperless Statement Option

With paperless statements, you get convenient access to your online statements at the click of your mouse. It's simple, it's eco-friendly, it's clutter-free and you don't have to worry about them being lost or stolen through paper delivery channels.

Free Financial Education

Visit our Learn section for the latest credit-building, budgeting, and money management resources.

Secured Visa

Are you looking to build or rebuild your credit? Want a better way to take control of your finances? The Merrick Bank Secured Visa card is for you!
Apply Now

Always Standard on all Merrick Cards

Click on each benefit below to learn more.

Monthly FICO® Score for Free

goScore is a complimentary benefit available online to all Merrick Bank customers. With goScore, you can get your updated FICO® Score for free each month when it is provided to us from the credit bureau.

Zero Liability for Unauthorized Use

Visa's Zero Liability policy is our guarantee that you won't be held responsible for unauthorized charges made with your card or account information.

Free Online & Mobile Access

Access your account online in our free Cardholder Center. Its available 24/7 whenever it's convenient for you. Use our goMobile app, or your desktop or tablet.

Flexible Payment Options

Simply paying on time helps you build your credit. We provide you with a choice of payment options so you can pay the way that's most convenient for you—via check, phone, or online.

Automatic Credit Line Review

No need to call, your account will be regularly reviewed for credit line increases that do not require additional security deposit.

Account Alerts

In the Cardholder Center or in the Merrick Bank goMobile App you can set up Account Alerts to inform you of the changes to your account that you care about.

Paperless Statement Option

With paperless statements, you get convenient access to your online statements at the click of your mouse. It's simple, it's eco-friendly, it's clutter-free and you don't have to worry about them being lost or stolen through paper delivery channels.

Free Financial Education

Visit our Learn section for the latest credit-building, budgeting, and money management resources.