Financial Education: Your Credit

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Your Personal Credit

If you've ever applied for a credit card, a personal loan or insurance, there is a credit file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued or filed for bankruptcy, among other things.

Before you can start to take charge of your credit, it is important to understand the basics about credit. This site will help answer common questions consumers have about credit and the important role it plays in our lives.

The key items you will get from this web site are:

• What a credit report is and how it is used
• How to order a credit report
• How to read a credit report
• How to start repairing credit
• How to recognize credit repair scams
• What resources are available to you