Consumer Awareness

Debt-to-Income Information

Visit our Consumer Awareness pages on Debt-to-Income Ratios. The information will help you better understand what a debt-to-income ratio is and why it is important. By monitoring your debt-to-income ratio regularly, you can better manage your personal finances and also see how lenders may view you when considering you for a loan, credit card or other financial product.

Ten Tips to Prevent Identity Theft

Identity theft and account fraud are making big headlines. They happen when someone steals personal information such as your bank account number or Social Security number and then poses as you, either cleaning out your account or running up debt in your name or both. The threat is real, and the government estimates 400,000 people are victimized by these crimes each year. Review tips on how you can avoid becoming a victim.

Phone Scam Warning

Learn about the latest phone scam that is currently being worked throughout the U.S. Understanding how the scam works is the first step to avoid falling victim to it in the future.