Protect Your Good Credit
Enroll today and receive automatic payments made to your account when you can’t pay your bill.

Whether you experience the unexpected, like identity theft, a temporary disability or the loss of your job, or you plan an occasion such as your marriage, a baby or even buying a home, there are times you simply need help making your monthly credit card payment. PAYS Payment Protection Plan

Now you can rest assured knowing a monthly payment is being made, even when you can't make it!

Protect Your Credit and Your Identity Now
Understanding your credit is never easy but it's never too late to start. See your Credit Score and Report online for FREE instantly by enrolling in Credit Manager powered by Experian. See what affects your score and see if there are any inaccuracies on your report. ID Secure

Stay on top of your credit with this risk-free offer.


Get your Free Score and Report now!
Prevent ID Theft
A person falls victim to identity theft every 3.5 seconds. ID Secure, a leading provider of identity security, offers comprehensive protection against identity theft. With ID Secure, you can help prevent unauthorized bank and credit card accounts from opening in your name, minimize the exposure of your public records and even be alerted of potential compromises to your credit cards. Lock down your identity and stay in control of your life – with ID Secure.
ID Secured Program



Affordable, Hassle-Free Term Life Insurance
Help protect your family's financial future with affordable BudgetGard term life insurance from Garden State Life. Uncertain economic times shouldn’t cut your family's financial security out of the budget. You may be surprised how affordable it is to help take care of the people who count on you with BudgetGard term life insurance.Garden State Life Term Insurance

Shopping Just Became More Affordable
Shoppers Advantage offers great, brand name products at fantastic prices. From the latest electronics and computers to exercise equipment and beauty aids, you get the convenience, savings and selection you want. And the benefits you deserve, such as a Free Extended 2-Year Warranty on eligible products and a 200% Low Price Guarantee.Shoppers Advantage

Roadside Protection Wherever You Go
Enjoy peace-of-mind whenever you’re on the road with AutoVantage, the complete automobile club. AutoVantage provides the convenience of 24 Hour Roadside Assistance, savings on auto repairs and maintenance, and even discounts on travel.AutoVantage Program

Get Special Home Improvement Discounts
Home improvement has never been easier, thanks to CompleteHome. CompleteHome is your one-stop source for savings on home shopping, repairs, maintenance, renovations, and decorating. In addition, CompleteHome makes it easy to hire pre-screened contactors and gain impartial home improvement advice directly from the experts.CompleteHome Program

V.I.P. Cardmember Benefits
V.I.P. Program You can now enhance your Merrick Bank Credit Card account with V.I.P.  Membership entitles you to 13 extraordinary services, conveniences, and protections. From a Travel Concierge to credit card protection, you are afforded elite privileges as a V.I.P. cardmember.

Learn more about becoming a V.I.P and enroll today!
More Fun, Less Money
Great Fun is an exciting program that helps you save money on all the things that make life more enjoyable. With special discounts to over 65,000 restaurants, entertainment venues, hotels, tourist attractions, retailers and more, Great Fun is your ticket to fun and savings wherever you are. Whether you’re traveling around the block – or around the world – you’re sure to find great deals on the things you love.Great Fun Program