Merrick Bank

Products and Services

Classic Visa® and MasterCard® Credit Card Products

In order to apply for a Merrick Bank Visa credit card, you must have received an invitation to apply from Merrick Bank. If you have received an offer with an Acceptance Certificate Number and would like to apply for the credit card described in your offer, please complete your Acceptance Certificate here.

Secured Visa® Card

Are you building or rebuilding your credit history? Either way, the Merrick Bank Secured Visa® card can help. This card can be used like any other Visa Card, with worldwide acceptance and convenience, and we report to all three major credit bureaus. Plus because it is 100% secured, you control the credit line!* Have more questions? Check out our Frequently Asked Questions for more information. Apply for a Secured Visa Card Now!

* Certain restrictions apply. See Terms and Conditions for details.

Financing for Customers with Less than Perfect Credit

Merrick Bank has established itself as the national leader in providing boat loans, RV loans and motorcycle loans to customers with past credit problems. Merrick Bank brings unsurpassed experience and stability to the non prime recreational lending market.

Merchant Services and Advanced Payment Clearing & Settlement

Ranked as the 15th largest acquired, Merrick Bank Merchant Acquiring Services sponsors more than 60 Independent Sales Organizations (ISO) and settles nearly $20 billion in annual credit and debit card sales for over 110,000 merchants that include the Petro, Travel, Infomercials, eCommerce, and a variety of other industries.

Merrick supports and encourages Agent Bank programs to market merchant services, and ISOs programs that possess proprietary services and technologies.

Merrick Bank is a leading provider of MasterCard and Visa financial products and offers a variety of cards to fit the needs of consumers nationwide.

Our products include fast, friendly customer service and online or over-the-phone account access 24 hours a day, seven days a week.