About Merrick Bank
At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit.
Our Story
Founded in 1997, Merrick Bank is FDIC insured and recognized as a top 20 credit card issuer in the U.S. In total, we proudly serve nearly 3 million cardholders and have extended nearly $6 billion in credit.
We also provide consumer finance options to marine, RV, powersports, and horse trailer dealers throughout the country to help customers find new opportunities to get what they need for recreation.
With Merrick Bank's Merchant Acquiring Services and our Independent Sales Organizations, we support a wide range of merchant categories (including non-traditional businesses) and offer multinational and dynamic currency services, next-day funding, and daily reconciliation.
Commitment to Diversity
At Merrick Bank, we thrive off the diversity of our employees, clients and communities to help us build a stronger and safe environment for all.
Our success comes from a collective group of highly capable, unique and innovative people who create an engaging and inclusive work place. Merrick Bank relies on the individual differences and life experiences of our workforce to better serve our national customer base.
Merrick Bank is proud to work with clients from a wide range of cultures, backgrounds and perspectives. We strive to maintain a culture where all of our customers feel welcomed and included so we can fully support their financial needs.
Our Mission
Our Mission is to make a positive difference in the lives of our customers, our employees, and our community. To us, this is the definition of respect. So in everything we do, we strive to do it with honesty, dependability, and innovation.
To Our Customers
More than just offering credit products, we want to help people build their personal and long-term financial stability, and we've grown with our customers who successfully manage their credit.
To Our Employees
We work hard to create a work environment that empowers our associates to grow, learn, and reach their potential.
To Our Communities
We believe in community, and that means building long-lasting connections with our neighbors and our customers. That's why we give freely of our time and resources toward causes that help strengthen the communities where we live.
Company Culture
What matters most is our relationships-with our customers, our employees, and our partners.
No matter the person, our goal is always the same: to connect people with opportunities that help them reach their potential.
Core Principles
We strive to live by these core principles, be honest in everything we do; have the courage to do the right thing and treat everyone with respect and patience.
These values have helped Merrick Bank grow in the past. We know they'll continue to make us great in the future.
Be honest in everything we do
Have the courage to do the right thing
Treat everyone with Respect & patience
Giving Back
At Merrick Bank, we have seen the powerful effect when a community comes together. Here are just a few ways we've played a part in our own community:
- Donating time to programs in our community - just a few include: Junior Achievement, Utah Microenterprise Loan Fund, First Step House and Youthlinc.
- Donating hundreds of thousands of dollars to various non-profit organizations each year.
- Actively investing in educating our customers about credit, banking, and related topics. And it's working! Each year hundreds of thousands of people find our posts worth visiting. Come learn with us.
What Our Customers Are Saying
I was very surprised to be approved for a Merrick Bank card. I believe I have been given a second chance at improving my credit score by handling this card with more responsibility. I also believe in learning from past mistakes: don't charge more than I can pay off in 30 days, or a reasonable amount of time. Thank you for allowing me to "prove" myself creditworthy!!
Sautee-Nacoochee, GA
Merrick Bank has greatly helped me build my credit back up. Due to an illness my credit was pretty much shot. Merrick gave me the opportunity to improve it and I did. They have helped me tremendously and I’m now able to be confident in my ability to incur more credit if need be. Thank you, Merrick.
Crestview, FL
They have helped me in a bind several times and I know I can count on them as well. I get text and email updates, the app is good with no glitches upon opening it up on my phone, gets me to the information I want, especially takes me to the app's home screen, I'd recommend it, thanks!
Bronx, NY
I have a very sick dog that is on insulin every day. My credit limit was increased as I use my card to purchase his special food, treats, insulin, the needles, etc. They increased my limit without my asking. For that I am very thankful. I don't expect them to do it all the time but right then and there it was important for me that this happened.
Peoria, IL
Very easy to use to view statements and make online payments. Your representatives have been courteous and helpful when I have called with a problem. And when there have been questionable charges on my account I have been contacted immediately. I would recommend Merrick Bank to other family members and friends!
Magnolia, TX