About Merrick Bank

Merrick Bank was founded in 1997 and is a top-25 issuer of Visa® cards. In addition, Merrick Bank is an authorized issuer of MasterCard® cards. Merrick Bank also provides finance options to Marine and RV Dealers throughout the country, helping to facilitate Boat and RV purchases for consumers.  Merrick Bank proudly serves over 900,000 cardholders and $1 billion in assets. Merrick Bank specializes in credit programs that assist consumers looking to establish or rebuild their credit rating. Merrick Bank is FDIC insured and offers Certificates of Deposit with a variety of rates and terms to fit your needs.

Merrick Bank strives to live by a set of core personal and company values that include honesty in all of it's interactions, courage to do the right thing and integrity in its dealings with customers, clients and each other. This combination of values is a winning formula that makes us a great company.

The credit card and recreational industries are growing and changing constantly, and Merrick Bank will strive to grow with each industry to offer both its customers and associates the best opportunities possible.

Our Mission Statement

Our Mission at Merrick Bank is to make a positive difference in the lives of our customers, our employees and our community. Along with a company-wide commitment to honesty, dependability and innovation, we are dedicated to providing solution-based products and services that are designed to create a value proposition for our customers. To this end, we are committed to:

• offering our customers fairly priced solution-based products
• increasing our customers' long-term financial stability
• treating our customer and partner relationships with respect
• rewarding successful customer credit management
• contributing time and resources to improving our community
• creating a work environment that enables our associates to fulfill their potential

Community Goodwill Programs

Merrick Bank also believes in bettering the community in which it operates by helping others. Merrick Bank reinvests in its community in a number of ways, including donating time to programs such as Junior Achievement, The Road Home and The Kids Cafe. In addition, Merrick Bank donated almost $25,000 to various organizations and donated over 5,600 pounds of food to the Utah Food Bank. Merrick Bank also sponsors the How To Do Your Banking personal finance curriculum at West and Cyprus High Schools. There are over 400 students enrolled in this program at both locations. Finally, the Bank has included a Financial Education Center on its web site to educate consumers about credit, banking and other related topics. In 2003, over 8,000 consumers visited its Financial Education Center.