Access your account 24 hours a day, seven days a week using Merrick Bank's new and improved Cardholder Center.

    

Questions about the recent CARD Act?

We believe it is important for consumers to stay up to date on important financial-related issues.

Build knowledge, security and confidence using the "Money Smart" Financial Education Center.

Financial Education

Borrowing Basics

Applying for Credit

Ask yourself these questions before obtaining credit.

• Do I need this?
• Do I need it now?
• Can I wait until I have cash to pay for it?
• Can I get credit?
• How much more will I pay if I buy on credit?
• Can I afford the monthly payments?
• What is the total cost of credit?
• Are there any fees?
• What is the annual percentage rate?